Any investments

INVESTOR ID #233

$50,000 - $500,000

FUNDS AVAILABLE

11.00%

COMPARISON RATES FROM

Funding criteria

Minimum loan amount: $50,000

Maximum loan amount: $500,000

Financing Sector: Business investments

Repayment method: Principal & interest

Repayment term: 24 - 60 months

Repayment frequency: Monthly repayments

Loan collateral: First Registered Charge over Assets of the Business

Loan guarantee: Directors

Minimum monthly revenue: $15,000

Maximum accounts receivable as a % of monthly revenue: 50.00%

Minimum years in business: 2 years +

Business sector: All business sectors excluding finance companies

Location: Australia

Funding fees

Comparison rates from: 11.00%

Loan establishment fee: 2.00%

Monthly loan service fee: 0.04%

Investor description

We lend funds to established small to medium sized businesses, such as:-

Consulting, professional & advisory services

Wholesalers & retailers

Manufacturing & construction

Warehousing & freight services

IT, software & telecommunications services

NB: Excludes finance companies

The purpose of the loan funds must be for business expansion, such as:-

Working capital

Plant & equipment finance

Business aquisition

Property acquisition

Infrastructure & construction finance

Our Loan Criteria:-

Established & profitable businesses only

Must be a "Pty Limited" company - no partnerships or sole traders

Positive current & projected cash flows

Effective financial and management accounting systems

Appropriate debt to equity ratios - max x 3

Adequate interest sevicing capacity

Up to date tax and BAS returns

No history of defaults or outstanding tax payments

Loan repayment term 24 - 60 months

Interest Rates may range from 11% - 15% depending on loan circumstances

Generally Interest Rates > 11%

Loan Application Fee 2% - capped at $20,000 for larger loans

Loan Listing Fee 0.5% - capped at $2,500

Loan Security:-

Personal guarantees of all Directors

First registered charge over the assets of the business

Commercial or residential real estate - not necesary but an advantage